虽然 Yoomoney 的虚拟卡服务方便易用，但也有一些限制。用户面临的主要限制之一是中级认证限制，对于那些希望进行大额购买的人来说，这可能会令人沮丧。这就是 Yoomoney 的实体卡服务的用武之地。
While Yoomoney’s virtual card service is convenient and easy to use, it does come with some limitations. One of the major limitations that users face is the 中级认证限额, which can be frustrating for those looking to make larger purchases. This is where Yoomoney’s physical card service comes in.

有了实体卡，用户在购物时可以享受更多的灵活性和自由度。您可以花费的金额没有限制，因此您可以轻松进行大笔购买。此外，您还可以使用实体卡从 ATM 取款，这在旅行或现金更方便的情况下特别有用。
With a physical card, users can enjoy more flexibility and freedom when making purchases. There are no limits on the amount you can spend, so you can make big purchases with ease. Additionally, you can use your physical card to withdraw cash from ATMs, which is particularly useful when traveling or in situations where cash is more convenient.

拥有实体卡的另一个优势是它提供了更高级别的安全性。使用虚拟卡，始终存在欺诈或未经授权交易的风险。但是，使用实体卡，您可以实际控制谁可以访问它，使其不易受到欺诈活动的影响。
Another advantage of having a physical card is the added level of security it provides. With a virtual card, there is always the risk of fraud or unauthorized transactions. However, with a physical card, you can physically control who has access to it, making it less susceptible to fraudulent activity.

尽管拥有实体卡有很多好处，但由于验证和身份验证需要付出额外的努力，许多用户仍犹豫是否要进行转换。然而，这个过程实际上非常简单明了。您需要做的就是提供几条信息，然后您就可以开始享受实体卡的好处了。
Despite the benefits of having a physical card, many users are hesitant to make the switch due to the extra effort required for verification and authentication. However, the process is actually quite simple and straightforward. All you need to do is provide a few pieces of information and you’ll be on your way to enjoying the benefits of a physical card.

总之，虽然 Yoomoney 的虚拟卡服务非常方便且易于访问，但实体卡服务为那些寻求更灵活的支付方式的人提供了额外的优势。稍加努力，您就能体验到实体卡在手的好处。不要让付款限制阻止您轻松享受购物 – 立即申请 Yoomoney 实体卡！
In conclusion, while Yoomoney’s virtual card service is highly convenient and accessible, the physical card service provides an added advantage to those looking for more flexibility in their payment methods. With a little extra effort, you can experience the benefits of having a physical card in hand. Don’t let payment limitations stop you from enjoying purchases with ease – apply for a Yoomoney physical card today!